Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Initial filing by director officer or owner of more than ten percent.

Form of prospectus disclosing information facts events covered in both forms 424B1 424B3

Securities offered to employees pursuant to employee benefit plans

Initial filing by director officer or owner of more than ten percent.

EFFECT